Most giving platforms quietly skim 3% off every gift. We set up online giving on your own account and let donors cover the fee, so the whole gift reaches the ministry.
or see the giving page your members would use →
A church taking $20,000 a month in online gifts on a typical 3% platform gives up around $7,000 a year in fees. That money was meant for the ministry.
Tithe.ly, Pushpay, Givelify and the rest mark up the processing and keep the spread. The fee comes out of the church's deposit, every single gift, forever.
Giving runs on your own merchant account at a rate we compete for, and donors can cover the fee at checkout, so the church receives the full gift.
Slide in your real giving. This is your money: the part that never reaches the offering.
That is roughly $589 a month leaving the church's deposit before it ever reaches a ministry.
With donor-covered fees, most of this stays in the offering, so the whole gift reaches the church.
Estimate only, for illustration. Uses your inputs against a typical published card rate (2.2%–3.8% + ~30¢ per gift). Actual fees vary by card mix, ACH share, and your platform's added software fee. Recurring bank-draft (ACH) gifts cost a fraction of card fees. We'll model your exact blend on a call.
No new bank, no app for your congregation to download, no disruption to Sunday.
We open giving on your church's own merchant account and connect it to the bank you already use. You sign, we handle the rest.
A branded giving page, text-to-give number, and a QR code for the screen and bulletin. Funds, recurring, and fee-cover are built in.
Donors give by card or bank draft, choose to cover the fee, and the offering lands in your account. Year-end statements generate themselves.
See exactly what your church gets
One checkbox lets givers add the fee to their gift. Most say yes, and 100% reaches the ministry.
Weekly or monthly automatic gifts by card or bank draft. Steady, predictable support for the church.
Recurring gifts straight from the bank cost pennies, not 3%. The cheapest way to give and to receive.
A number to text and a code on the screen. Give from the pew in fifteen seconds, no app required.
General, missions, building: givers choose, and you see giving by fund in one clean view.
Annual giving statements donors download for taxes, organized by fund. No spreadsheet nights.
The big giving apps are payment companies wearing a church logo. Their margin is your missing 3%. We flipped it: the church holds its own account, and we earn by getting you a better rate, not by skimming the plate.
"Every dollar your congregation gives should reach the work they gave it for."
No. Giving runs on your own merchant account, so the offering lands in the church bank account you already use. We set up and manage the processing for you.
Yes. A simple checkbox at giving lets the donor add the processing fee to their gift, so 100% of the intended donation reaches the ministry. In practice, most donors choose to cover it.
Yes. Givers set up weekly or monthly automatic gifts by card or bank draft (ACH). Recurring bank-draft gifts cost a fraction of card fees, which is why we encourage them for steady givers.
Yes. The platform generates annual giving statements your donors can download at tax time, organized by fund. No more building them by hand in a spreadsheet.
Those platforms are the payment processor and keep the markup on every gift. We set up giving on your own account and earn by getting you a competitive rate, so more of every dollar stays with the church.
We price it on a quick call once we see your giving volume and card mix, because that is what determines your real rate. Bring a recent statement and we'll show you the exact before-and-after.
Send a recent giving statement and we'll show you the exact savings. No obligation, no switch until you're ready. We'll have the answer for you within a day.